How it works

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LoanMarketplace is special in the way that we do not issue loans – they are brought to the platform by our partner lending companies from around the world.

It’s really easy to create a diversified portfolio to protect your investment and earn more stable returns.

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Get steady returns - borrowers pay back loans in regular installments plus interest.

Many investors choose to reinvest their returns so their money can keep working. Given enough time, earnings can grow exponentially thanks to the power of compound interest.*See risk in footer.

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LoanMarketplace is special in the way that we do not issue loans – they are brought to the platform by our partner lending companies from around the world.

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Start investing, request to withdraw at any time directly to your bank accounts. Projected interest paid daily on all accounts

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LoanMarketplace supervises and manages your investments: selecting the rigth type of loan and borrower profile.

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Create your account, add funds invest in the desired product(s) and star reaching our financial goals.

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How we are protecting your money

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Your funds are deposited in an Electronic Money Institution (EMI) regulated by the European Central Bank.

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All investments are backed by collateral (asset/property)

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Your capital is at risk and is not protected by any financial services compensation scheme.

Ready to open a profile?

Trust and Transparency

At LoanMarketplace, we take investor protection very seriously,our risk mitigation policy includes several security layers to help protect investors.
Let's take a look at each of these!

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Electronic Money Institution (EMI) account protection

Your funds are deposited in a regulated Electronic Money Institution (EMI),which complies with the required European regulations.

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Automated regulatory compliance (KYC and AML)

We follow strict global standards with each of our clients on investor profiling (KYC) and money laundering prevention (AML).

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Multi-level profile protection

In order to access your profile
you will be requested a second factor of authentication.

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Notifications

Consult your profile to see information on your investments, earnings, or other transactions.

Broad diversification

Have you ever heard of the classic risk management expression "don't put all your eggs into one basket"? Diversification is an important component of reaching long-term financial goals while minimizing risk. At LoanMarketplace, we offer higher levels of diversification since we divide investments between different loan originators. Our products offer different rates of return and deposit terms. And the best of all? It happens automatically!

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Extensive due diligence

There are typically several loans associated to your investments. Before accepting the loans from an originator, we execute in-depth due diligence procedure on each prospective Loan Originator. We perform thorough analysis of financial statements, management quality, underwriting policy, credit scoring, investment portfolio performance, and data accuracy to ensure that the Loan Originator follows the strict risk standards we have set. After the launch of the partnership, we continue monitoring the investment for risks on an ongoing basis.